Streamline payments and drive revenue with e-wallets

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Unlock a whole new way to collect, move, split, payout and reconcile payments.

Trusted by 2,500+ businesses. Globally.

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Unlimited embedded wallets

Create as many wallets as you need and embed into your platform to create buyer and seller stored value experiences to drive conversion and re-spending.

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Unique virtual IBAN

Enable quick and secure fund transfers between e-wallets and external bank accounts with faster settlements through virtual IBANs.

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End-to-end fund management

No more fragmented financial transactions. Our e-wallet streamlines money movement from pay-in to payout and everything in between.

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Secure and compliant transactions

Our e-wallet infrastructure adheres to security and compliance standards through KYC, KYB, and AI-powered fraud checks and transaction monitoring.

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White-label wallet solution

Tap into new revenue streams by offering stored value experiences or in-app wallets with account details.

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Wallet balance as a payment method

Boost conversions while saving over 10% in transaction costs by offering wallet balances as a payment alternative.

Meet our money movement powerhouse.

Our e-wallets aren’t just storage. They revolutionize movement of funds by allowing for more control, efficiency, faster transactions and less fragmented operations.

Store funds with a higher limit

Store funds with a higher limit

We let you store funds for as long as you need without a limit on the amount you can hold, unlike traditional solutions that mandate immediate payouts.

Start selling from day one

Start selling from day one

We provide instant e-wallet creation to speed-up time to sell, improving the overall seller experience and reducing churn.

Hold and instantly convert between  currencies

Hold and instantly convert between currencies

Create multi-currency e-wallets to hold and quickly convert between the currencies you need - all within the same platform.

Create as many split payments as you need

Create as many split payments as you need

Split payments to as many sellers, vendors and partners as you need and save time by automating the flow from end-to-end.

Download free guide to FX for global money movement

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Build gamified experiences with embedded wallets

Coupons drive 38% higher purchase value. Build loyalty and rewards programs with our wallet infrastructure to drive repeat business.

Building blocks for your payment flows.

Plug in e-wallets anywhere in your workflow to capture, hold and convert funds at any stage, in any way your business model needs.

  • B2B
  • B2C
  • C2C

Integrate e-wallets into your B2B workflow for seamless trade management. Customize payment processes for holding and releasing of funds on behalf of clients to facilitate a secure local and global trades.

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Use embedded wallets to enable platform points, coupons or platform wallets to boost average order value and drive conversions. Minimize payment errors with Virtual IBANs, ensuring funds are received in the right accounts.

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Explore the circular flow of money in C2C transactions by integrating e-wallets into your interface. Empower users to move funds within your ecosystem, driving revenue growth and increasing user satisfaction.

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Circular money feature empowering
the future of buy and sell.

Let sellers use earnings collected in their e-wallets for a purchase within your marketplace.

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Promote instant liquidity

Let sellers utilize their earnings from your platform instantly.

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Drive repeat purchases

Reduce barriers to buy and sell, promoting repeat purchases.

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Reduce transaction fees for users

Sellers can skip withdrawal fees as they don’t have to take their money out to access their earnings.

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Attract more buy and sell traders

Empower buy and sell traders by giving them full control of their funds.

Insights that matter.

Get actionable insights on how payments affect your business in real-time.

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Created with developers, for developers.

Reduce time to market with our developer-friendly SDKs that include features and functionalities that make the integration easy.

  "AuthorID": "123456",
  "DebitedFunds": {
    "Amount": 12000,
    "Currency": "EUR"

Discover how other platforms are benefiting from our modular and flexible solutions.

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Our partnership with Mangopay has proven reliable and efficient thanks to its customisable API and responsive teams, helping us reach an international audience.

Modestas Tursa

VP of Product

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Through our partnership with Mangopay, we have been able to find effective solutions that enhance the use of the platform and have remarkable benefits for users, who can make their transactions safely and with confidence. And it is with this objective that we will continue working and innovating together, to make the platform increasingly functional and secure.

Sara Reguilon

Head of Transactional Business

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We're thrilled with the flexibility that Mangopay has provided us to build a unique chrono24 payment experience for our buyers and sellers through a wide range of payment methods and currencies.

Tim Stracke


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Since 2013, Malt has been on a mission to revolutionize the labor market and to make life easier for freelancers and their clients. Mangopay has been a key ally in making this mission a resounding success. With Mangopay, we’ve been able to revolutionize the job market by creating a unique user experience for both businesses and our freelance community.

Vincent Huguet


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Working with Mangopay has given us peace of mind and security in our payment management. The process has been automated and made more reliable. It also allowed us to comply with the European directive on payment services, which required marketplaces to be backed by PSPs or to become financial institutions.

Benjamin Guigue

Head of Marketplace

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Partnering with Mangopay has helped us become a leading B2B fashion wholesale marketplace on the French market. Their powerful e-wallet technology is a game changer! Its flexibility and versatility allows us to continually bring more value to our clients while focusing on our core activity.

Johnny Chang


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We have worked with Mangopay for 5 years now. They offer us a legal environment and all the payment methods we needed to launch and operate our marketplace. We use SEPA Direct Debit and cards to charge our clients according to the payment terms defined. The Integration was quick and easy.

Benjamin PY


Our payment products allow you to start accepting payments immediately, regardless of your platform.

Ready to start?

Select and connect the products you need to succeed.