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    Wallet infrastructure

    Alternative banking suite

    Pay-in and Payout

    Payments and payout suite

    Risk management

    Security & risk management suite

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      Wallet

      Multi-currency wallet infrastructure for fully automated global money movements.

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      FX

      Flexible FX infrastructure for global money movements and multi-currency payments.

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      Multi-currency accounts

      Embedded balance accounts for payment operations and in-app wallet experiences

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    Who we serve

    Types of platforms and marketplaces we serve

    Use cases

    Unique use cases for growing beyond payments

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      Product Marketplaces

      For platforms facilitating buyers and sellers of physical products.

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      Financial Platforms

      For financial platforms looking to expand their offering with white-label solutions.

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      On-demand Platforms

      For platforms who need flexible payment flows to support instant experiences.

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      Travel and Hospitality

      For platforms facilitating travel, lodging, and tourism services.

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      SaaS Platforms

      For SaaS platforms looking to monetize payment experiences.

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    Mpe winner mangopay thumbnail.png
    Anda Kania·Press release·Apr 04, 2025
    Mangopay wins Fraud & ID Verification accolade at Global FinTech Awards
    Debenhams mangopay thumbnail.png
    Anda Kania·Press release·Oct 01, 2025
    Mangopay wins Fraud & ID Verification accolade at Global FinTech Awards

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    • Virtual IBANs

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T&Cs for Payment Services

Last updated 09/10/2025

Mangopay T&Cs for users of platforms located in the EU/EEA

This page is intended for users of platforms located in the EU/EEA. If you are a user of a UK platform, please view the terms and conditions on our dedicated UK page.


Mangopay S.A. offers a payment solution integrated via API on online platform operators’ websites or mobile applications. Mangopay is authorized to provide payment services within the European Economic Area, as an Electronic Money Institution (EMI) approved by the Luxembourg Commission de Surveillance du Secteur Financier (CSSF).

As a user of Mangopay’s payment services, you are required to accept the Mangopay T&Cs available below to be able to use Mangopay’s services that are provided to you in the context of your use of an online platform.

Terms and conditions for the use of Mangopay Payment Services version of 9 October 2025

  • English

Our terms and conditions have been translated into multiple languages for the convenience of our readers. You can find the languages available below. In case of a discrepancy, the English version above prevails.

  • French
  • Dutch
  • German
  • Italian
  • Polish
  • Portuguese
  • Spanish
  • Swedish

Our previous Terms and Conditions are available in your local language here. 

For specific users of EU/EEA platforms that have accepted Mangopay’s Terms and Conditions ⁠for e‑money users that are dated 27 November 2020.

  • English
  • French

Products

  • Wallet
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  • Virtual IBANs
  • FX
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Who we serve

  • Product marketplaces
  • On Demand
  • Financial Platforms
  • Travel and Hospitality
  • SaaS Platforms

Use cases

  • Payment Operations
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