Traditional reward programs are slow to launch, hard to scale and disconnected from your core payment flows
Powering unique experiences for top-tier platforms
With Mangopay, rewards are built into the wallet infrastructure — no separate tools, no missed opportunities.
Personalizedloyalty at scale
Rule-based reward triggers
Set up reward logic based on behavior, frequency, volume, or user type automated via API.
Tiered loyalty systems
Offer exclusive benefits to power users with scalable reward structures built on wallet balances.
Multiple wallet types per user
Run parallel programs like cashback and referral credits without engineering complexity.
Native toyour platform
No third-party tooling needed
Avoid duct-taped integrations—wallet logic runs directly within your existing stack.
Frictionless UX
Users earn, redeem and spend rewards within the same checkout and account experience.
One API for payments & rewards
Unify money movement, reward issuance, and redemption in a single infrastructure.
Rewardsin real-time
Instant reward issuance
Reward users instantly with event-triggered wallet credits—no delays, no third-party tools.
Multi-wallet system
Segment and manage different wallet types like loyalty points, cashback, and credits under one user profile.
Real-time ledger & balances
Instantly update wallet balances and transaction history, with no delay between action and visibility.
No extracompliance work
E-money\license coverage
Operate compliant rewards programs across the EU/UK under Mangopay’s regulated framework.
Built-in\KYC/AML checks
No need to vet users separately—compliance is integrated with wallet creation and use.
Audit-ready ledgering
Track all wallet activity (including reward issuance and redemption) in a compliant, auditable ledger.
Turn every action into a rewardable moment
All managed via the same payments API. Fully tracked. Instantly live.
Programmable experiences
Program cashback, store credit, loyalty points, or even tokenized incentives all without manual work or third-party tools.
Multi-currency wallets
Hold, manage, and reward users in multiple currencies with Mangopay’s multi-currency wallets.
Instant re-spending
Let users earn and immediately spend rewards within your platform, no delays, no friction.
Acquirer-agnostic solution
Credit rewards seamlessly into Mangopay wallets no matter which PSP processed the payment.
Millions of wallets created
287M287M
Wallets created
€10B
transactions processed
€10B
yearly respending volumes processed
1 day/week
Of operational worked saved
Learn how we transformed these platforms
Malt have been able to save one workday per week through efficient fund reconciliation, automated invoicing and automatic IBAN generation.
ManoMano uses Mangopay’s IBANs to seamlessly collect funds from other payment providers.
Paybyrd transitioned to user-owned Virtual Accounts linked directly to partner wallets, reducing settlement delays.
Aria linked Virtual Accounts to customer wallets, streamlining pre-finance workflows.
Wallapop managed to double it’s pay-in volumes over the past two years, with Mangopay and power its circular money movement.
Chrono24 leverages Mangopay's flexible wallets to streamline payments, fee collection, and multi-currency operations.
Car & Classic utilized GB Virtual IBANs to automate reconciliation logic for batch payments.
Finexity use local DE IBANs to collect investors fundings and streamline the trading platform's operations.
Republic implemented LU/GB ibanization for an improved user experience.
Create and manage all accounts in a single dashboard
Create and manage local accounts in a single unified payment ops dashboard.
Pre-built for speed, API for control
Integrate faster with built-in components or use our API to white-label our solutions.
In the news
Mangopay has won the Fraud & ID Verification Award at The Global FinTech Awards 2024.
Mirakl and Mangopay announce strategic partnership to accelerate growth of European marketplaces with Mirakl Payout
Mangopay Wins “Best Platform and Marketplace Provider” at MPE Awards
Mangopay and ManoMano partner to power new payment capabilities for marketplace businesses
Nethone, a Mangopay company, wins Fraud Prevention accolade at FinTech Breakthrough Awards
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