Loyalty and reward programs

Loyalty loops built within payments

Contact sales

Traditional reward programs are slow to launch, hard to scale and disconnected from your core payment flows

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Powering unique experiences for top-tier platforms

With Mangopay, rewards are built into the wallet infrastructure — no separate tools, no missed opportunities.

Features

Personalizedloyalty at scale

loyalty at scale
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Rule-based reward triggers

Set up reward logic based on behavior, frequency, volume, or user type automated via API.

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Tiered loyalty systems

Offer exclusive benefits to power users with scalable reward structures built on wallet balances.

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Multiple wallet types per user

Run parallel programs like cashback and referral credits without engineering complexity.

Native toyour platform

your platform
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No third-party tooling needed

Avoid duct-taped integrations—wallet logic runs directly within your existing stack.

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Frictionless UX

Users earn, redeem and spend rewards within the same checkout and account experience.

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One API for payments & rewards

Unify money movement, reward issuance, and redemption in a single infrastructure.

Rewardsin real-time

in real-time
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Instant reward issuance

Reward users instantly with event-triggered wallet credits—no delays, no third-party tools.

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Multi-wallet system

Segment and manage different wallet types like loyalty points, cashback, and credits under one user profile.

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Real-time ledger & balances

Instantly update wallet balances and transaction history, with no delay between action and visibility.

No extracompliance work

compliance work
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E-money\license coverage

Operate compliant rewards programs across the EU/UK under Mangopay’s regulated framework.

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Built-in\KYC/AML checks

No need to vet users separately—compliance is integrated with wallet creation and use.

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Audit-ready ledgering

Track all wallet activity (including reward issuance and redemption) in a compliant, auditable ledger.

Turn every action into a rewardable moment

All managed via the same payments API. Fully tracked. Instantly live.

Programmable experiences

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Program cashback, store credit, loyalty points, or even tokenized incentives all without manual work or third-party tools.

Multi-currency wallets

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Hold, manage, and reward users in multiple currencies with Mangopay’s multi-currency wallets.

Instant re-spending

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Let users earn and immediately spend rewards within your platform, no delays, no friction.

Acquirer-agnostic solution

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Credit rewards seamlessly into Mangopay wallets no matter which PSP processed the payment.

Why trust us?

Millions of wallets created

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287M

Wallets created

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€10B

transactions processed

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€10B

yearly respending volumes processed

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1 day/week

Of operational worked saved

Learn how we transformed
these platforms

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Malt have been able to save one workday per week through efficient fund reconciliation, automated invoicing and automatic IBAN generation.

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ManoMano uses Mangopay’s IBANs to seamlessly collect funds from other payment providers.

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Paybyrd transitioned to user-owned Virtual Accounts linked directly to partner wallets, reducing settlement delays.

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Aria linked Virtual Accounts to customer wallets, streamlining pre-finance workflows.

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Wallapop managed to double it’s pay-in volumes over the past two years, with Mangopay and power its circular money movement.

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Chrono24 leverages Mangopay's flexible wallets to streamline payments, fee collection, and multi-currency operations.

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Car & Classic utilized GB Virtual IBANs to automate reconciliation logic for batch payments.

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Finexity use local DE IBANs to collect investors fundings and streamline the trading platform's operations.

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Republic implemented LU/GB ibanization for an improved user experience.

Create and manage all accounts in a single dashboard

Create and manage local accounts in a single unified payment ops dashboard.

Flexible API

Pre-built for speed, API for control

Integrate faster with built-in components or use our API to white-label our solutions.

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Prebuilt integrations

Get set up faster with pre-built solutions.

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Flexible API

Fully own the experience through white-label option.

In the news

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Mangopay has won the Fraud & ID Verification Award at The Global FinTech Awards 2024.

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Mirakl and Mangopay announce strategic partnership to accelerate growth of European marketplaces with Mirakl Payout

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Mangopay Wins “Best Platform and Marketplace Provider” at MPE Awards

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Mangopay and ManoMano partner to power new payment capabilities for marketplace businesses

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Nethone, a Mangopay company, wins Fraud Prevention accolade at FinTech Breakthrough Awards

Ready to start?

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